So Do You Want To Own a Home or Not?

Watch this short clip to make sure you are moving in the right direction



Don't hesitate to contact me for more information at 703-497-3936 for your free consultation.


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Markita Aldridge-Woods is a mortgage banker that is passionate about helping clients reach their goal of home-ownership. Visit website at www.queenofmortagages.com or call (703) 497-3936.

Foreclosures Purchase Process Video Shows Exactly How It Works

This video shows you what Agents and buyers must do to make an offer an a foreclosed property these days! This is a funny three minute clip but it really does relay how the foreclosure process has been working behind the scenes. The video features the robot Joe Citizen posing questions he would be asking his Buyer Agent and the "Foreclosure Specialist" listing agent robot is giving answers that are, exaggerations but really are based in fact on the truth. Just because it is a foreclosure does not mean it is always a great deal....

Improve Your Credit Score Overnight

Improving your credit score does not happen overnight. Many consumers believe there is a quick fix to a situation that did not happen overnight. It is estimated that 60% of all people will have a bruise or blemished credit in the next several years. The rampant foreclosure and job loss has caused a downward swirl in credit portfolios. The first step in improving your credit score is actually obtaining your credit score from all there major credit bureaus. I recommend getting your credit report from a local banker or mortgage professional so you will have the report that financial institutions use to make financing decisions.

Once the tri-merge credit report has been secured the fun part begins. Verify the account information listed, it is estimate that 79% of all reports have some type of errors. If the accounts are numerous and hard to verify consider working with reputable credit repair company to work on your behalf If the accounts are few in number work with the creditors to offer settlements on collections and charged-off accounts. But beware that paying off collection charges on judgment does not increase credit scores dramatically. In order to see a significant boost your credit score you will need several factors working together at the same time –stay tuned for next post that describes a key element in raising your credit score on your own.

Don’t let your credit score keep you in credit prison visit www.queenofmortgages.com for more information. Markita Aldridge-Woods is an expert at helping clients raise credit scores and get the chance they deserve to become homeowners.